What is the proof of insurance?
Proof of insurance is a document, usually provided by an insurance company, that shows you have purchased insurance.
Most states have laws requiring drivers to have proof of insurance. If you are required to display proof of insurance, it is your responsibility to ensure you have it in the vehicle at all times.
Insurance companies will often provide you with a certified copy of your insurance card. You should keep the original in a safe place; however, if it is lost, your insurance company will provide you with another card.
There are a few key reasons why having proof of insurance is so important. For one, it's the law. In most states, you are required to have some form of car insurance in order to legally drive. If you're caught driving without insurance, you could face a range of penalties, from fines to having your license suspended.
Beyond being the law, car insurance is important because it helps protect you financially if you're involved in an accident. If you cause an accident, your insurance will help pay for the damages to the other car. If you're in an accident that wasn't your fault, your insurance can help pay for your repairs.