Insurance Agent Job Description

insurance agent job description includes a detailed overview of the key requirements, duties, responsibilities, and skills for this role.

Last update : July 14, 2023

Insurance Agent Job Description

An insurance agent, or insurance broker, is a person or company that represents a company or an individual in the purchase of insurance.

Such individuals or companies sell insurance through intermediaries, such as insurance brokers, insurers, and agents.

An insurance agent or broker is employed by an insurance company, and is compensated by commission on the insurance that they sell.

In addition, some insurance agents work for more than one insurance company.

Many states require all agents to be licensed.

Agents act as liaisons between insurance companies and customers.

They develop and solicit new business, and they respond to claims on behalf of their clients.

Job Brief:

We’re looking for an insurance agent who is familiar with a variety of insurance policies and can help us choose the right one for our needs. The ideal candidate will have excellent communication skills and be able to answer any questions we have about the coverage.

Insurance Agent Duties:

  • Build relationships with various insurance carriers, agents, and brokers and maintain current information about competitive offerings
  • Collect and evaluate new data to establish, maintain, and improve current pricing programs
  • Cooperate with human resources and other departments within the company to ferret out any potential problems, issues, or opportunities
  • Recommend insurance solutions based on regional market conditions and client needs
  • Recommend alternative insurance solutions to meet current or anticipated needs

Insurance Agent Responsibilities:

  • Identify prospective clients interested/needing insurance, and provide details about coverage options to meet their needs
  • Make cold calls, telemarketing calls, and visits to prospective customers
  • Provide support, write policy forms based on customer’s description, and issue policies
  • Visit clients’ premises, obtain requisite documentation, and verify coverage
  • Provide support, but generally not write, renewal policies
  • Provide support, but generally not claim cases
  • Provide support in processing claims

Requirements And Skills:

  • Bachelor’s degree (bachelor’s preferred) in business administration, human resources, or related field
  • 2+ years’ experience in the financial services industry
  • Ability to negotiate contracts
  • Knowledge of insurance industry trends
  • Proficient in Microsoft Office programs
  • Excellent communication skills

We believe that diversity and inclusion are crucial to building a successful company. We’re committed to creating a team that reflects a variety of backgrounds, perspectives, and skills. We encourage everyone to apply, regardless of race, religion, national origin, gender, gender identity, gender expression, or age.

Share this article :