Life Insurance Agent Job Description

life insurance agent job description includes a detailed overview of the key requirements, duties, responsibilities, and skills for this role.

Last update : July 14, 2023

Life Insurance Agent Job Description

A life insurance agent is a person who sells life insurance policies.

As an agent, you help people determine how much life insurance they need and help find the policy that best meets their needs.

A life insurance agent can work for an insurance company, or he or she can work independently.

For example, an independent insurance agent sells insurance policies for a variety of companies and may need to have several policies with multiple companies in order to meet his client’s needs.

Insurance agents work for insurance companies, which sell policies directly to consumers.

A person who sells insurance policies is often referred to as an insurance broker.

Agents, brokers, and salespeople are all in the life insurance industry.

Job Brief:

We’re looking for a Life Insurance Agent to help us find the best coverage for our needs. You’ll be responsible for evaluating our options and providing us with information on the different policies available. We’re counting on you to help us make the best decision for our family’s future.

Life Insurance Agent Duties:

  • Assist customers in choosing and purchasing life insurance
  • Conduct in-person or online sales presentations, including preparation of proposals and applications, follow-up, billing, etc.
  • Provide answers to customers questions
  • Serve as liaison between customers and the company
  • Oversee the office’s operations
  • Maintain regular contact with customers and prospects
  • Research and analyze competitor activities to determine sales opportunities

Life Insurance Agent Responsibilities:

  • Work with applicants and customers to complete applications and shop insurance, analyze data, manage new business, and complete periodic reviews
  • Handle customer service, including handling billing, billing inquiries, payment arrangements, and payments
  • Manage the tracking of records, ensuring the company policies are followed, and SOWs, applications, and quotations are maintained
  • Maintain all personal records, including personnel files, attendance records, and referral and earnings reports
  • Maintain complete and accurate files, including client, product, and personnel information
  • Prepare and process applications, renewals and cancellations
  • Research competitive products, and make recommendations to prospects and customers
  • If you are good at what you do, and believe in the company, then send in your resume

Requirements And Skills:

  • Bachelor’s degree from an accredited university
  • 3+ years experience in sales or marketing
  • Extensive knowledge and understanding of the insurance industry
  • Experience with CRM systems
  • Must have knowledge of basic life insurance products

At [Company Name], we are an equal opportunity employer and are committed to building a diverse and inclusive team. We encourage applications from people of all races, religions, national origins, genders and ages, as well as veterans and individuals with disabilities.

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